Ph.D of Accounting and Islamic Azad University lecturer
Abstract
Extensive evidence shows that financial literacy plays an important role in financial well-being, and differences in financial knowledge acquired in the early stages of life play a very important role in financial and general well-being in adulthood. Financial technologies (FinTech) have revolutionized the financial services industry at Unmatched speed. Opinions about the impact of financial technologies (FinTech) vary, and these may include individual financial planning, welfare, and social conditions. In the present era, increasing information in the field of digital finance and examining the existing threats such as financial fraud (online), financial training and improving appropriate financial advice policies, lead to financial promotion and overall well-being. Given that rapid developments in financial technology (fintech) highlight the need to improve financial literacy and financial accountability for the use of innovative financial products and services, In this study, by providing new perspectives on new articles related to these specific topics (FinTech programs and financial capability; finance and financial well-being; financial literacy and financial results; and knowledge, financial advice and fraud detection), to expand evidence about the capacities and challenges in this area will be discussed.
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Zandi,A . (2024). Financial literacy and financial responsibility in the financial technology (FinTech) era: capabilities and challenges. International Journal of Financial Technology Perspective, 1(1), 139-144.
MLA
Zandi,A . "Financial literacy and financial responsibility in the financial technology (FinTech) era: capabilities and challenges", International Journal of Financial Technology Perspective, 1, 1, 2024, 139-144.
HARVARD
Zandi A. (2024). 'Financial literacy and financial responsibility in the financial technology (FinTech) era: capabilities and challenges', International Journal of Financial Technology Perspective, 1(1), pp. 139-144.
CHICAGO
A Zandi, "Financial literacy and financial responsibility in the financial technology (FinTech) era: capabilities and challenges," International Journal of Financial Technology Perspective, 1 1 (2024): 139-144,
VANCOUVER
Zandi A. Financial literacy and financial responsibility in the financial technology (FinTech) era: capabilities and challenges. IJFTP. 2024;1(1):139-144.